who reads this stuff, anyway?

From my friend Al, about one and a half weeks ago:

You have an unusual capacity to put an intriguing spin on the events of your day. Your phrasing, tone and content prove to be more stimulating than you might give yourself credit for.

I often go through spurts where I wonder who the hell’s actually reading my journal and why they would bother, since most of my entries seem to be pretty flat recountings of my day or week/end, etc. And if not that, from my perspective, they seem whiny or ranty or snarky (or all of the above). So when Al told me that, it made me feel really good.

I love reading the entries by people I’ve met in person as it helps me stay caught up, and the people that I’ve never met and may never meet, it gives it it a whole Griffin and Sabine quality. Virtual hugs to all o’ y’alls. Now, that said, back to the mundanity.

Lists: love ’em and hate ’em. The überlist is too intimidating, but I’ve been whittling away at it. I do make little to-do lists every few days of things I’d like to get done and things I have to get done and like Monica from Friends, I give myself a little check when I’ve crossed something off. A mini-self-back-pat. So far this week’s items were, purchase the Mac mini, take old modem back to Starpower (now RCN), transfer remainder of tax refund over to savings, start deleting or archiving files on the mac for transfer, rollover my old 401(k) plan and make a cucumber salad with homemade balsamic vinagrette.

Hardly exciting, all of it, I know, but it helps me feel, in those moody moments, that my life isn’t stagnant, and I am accomplishing things, even if only on a small level. I’ve done it all aside from the 401(k) because the mystical ways that money moves around fascinate, frustrate, and befuddle me. But I want to take a loan out against it to help with debt consolidation, so it would be nice to have it all in one place before I do that. Plus I’m sure the old company’s wondering why I haven’t touched it. (It’s still earning money, of course I’m not touching it!)

Has anyone here ever taken out a loan against their 401(k)? If so, lemme know how’s it work and how did it work out for you?